We offer financing options to help homeowners move forward with essential home services when major repairs or replacements are needed. Your HVAC, electrical, and plumbing systems are some of the most important investments in your home. When something goes wrong, waiting isn’t always an option.
Financing provides a practical way to address necessary upgrades or unexpected issues without delaying service or taking on a large upfront expense.
That’s why Black Hills offers financing options with approved credit to help make important home investments easier to manage.
Your home is likely one of the largest investments you’ll ever make. Maintaining reliable heating, cooling, electrical, and plumbing systems plays a critical role in protecting that investment.
By applying through our trusted third-party financing partner, Upgrade, homeowners can explore payment options designed to provide flexibility and control, including options that help:
Financing may be used for a wide range of Black Hills services, including:
All financing is subject to credit approval.
To get started, apply directly through Upgrade using the link below.
Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers’ payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.
WE PROVIDE:
The premier service company in all markets we serve and in all services
we provide.
WE WILL PROVIDE:
Unsurpassed customer service by empowering all employees to satisfy the
customer without compromising and by delivering more than we promise.
WE WILL GROW AS MUCH AS POSSIBLE:
Governed by financial restraints and the ability to maintain an excellent
level of customer service.
WE WILL EMPLOY:
Only the most competent people with high moral and ethical standards, who
desire to improve their lives through continuous learning and opportunities we offer.
WE WILL OPERATE:
With impeccable integrity in our relations with employees, customers, suppliers,
and the communities in which we operate.
Our company is licensed and bonded so that our customers assume no risk when working with us.
We guarantee flat-rate pricing with no hidden fees. Providing customers with peace of mind is our goal.
We are happy to save the day with emergency HVAC services for any heating or cooling problem.
We guarantee flat-rate pricing with no hidden fees. Providing customers with peace of mind is our goal.
Our Comfort Pass Program provides members with front of the line service, complimentary diagnostic appointments, and annual maintenance.
We stand behind our work and always put our customers first.
Diamond Harris was the HVAC Design who came to my house to give me an estimate for a tankless water heater. I was so very impressed. His customer service, extensive knowledge, and professionalism certainly earn the grade of an A+. A true reflection on black hills Inc.'s hiring practice of hiring and retaining only the best employees. My estimate included not only the tankless water heater but the full installation. Diamond Harris is an asset to your company. Black hills inc was referred to me by my parents who had 3 major projects completed by black hills Inc., and loved working with them. With employees like Diamond, I now see why. Such a positive experience. Thank you. Please give my sincere thank-you to Diamond
We spoke to 3 different companies to get an estimate for a new system. Black Hills was the only company that did exactly what they said they would do from the start. I appreciate the text/photo letting me know who would be arriving and he came right on time. Travis was very polite and professional and answered all of our questions. The installation crew was also very quick and professional and cleaned up afterward. Follow-ups to make sure we were happy with service also appreciated. Awesome customer service
Great service, No BS. Our AC was not keeping up, had a feeling it was because of a leaking coil on the inner unit. Was confirmed by Black Hills Inc. and was set-up with an appointment with a comfort specialist. After the survey with the specialist (Bento Yanez), we sat down and discussed options for replacement, turning out that full replacement with a heat pump/ac/new furnace would be the most efficient cost-effective option. Black Hills was able to access all the previous history on our unit since prior homeowners had used them, they could pull up everything that had previous work done. Looking forward to the replacement unit being installed in only 4 days, after the survey.
Looking for an expert’s insight on your next home improvement project? Our helpful team is standing by to answer questions and be of service.
360-822-9659
